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Two moments when control changes hands

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Digital assets pass to other people at two predictable moments: divorce and death. Both expose the same structural feature of the asset class. Title follows the private key, so a spouse or an heir who does not have the key has a legal right without a practical means of exercising it. The Singapore law of matrimonial property and of succession was written for bank accounts, land and shares, where a court order or a grant of probate can be served on an intermediary who then transfers the asset. For self-custodied tokens there is no intermediary. This chapter sets out how the Women's Charter 1961, the Probate and Administration Act 1934, the Intestate Succession Act 1967 and the Wills Act 1838 apply to digital assets, where the gaps are, and how a Singapore practitioner closes them. It ends with the cross-border estate that has Swiss elements, which is the pattern this book's readers most often present.

For general information only. This article does not constitute legal or tax advice, does not replace advice on an individual case and creates no lawyer-client relationship. It reflects the legal position as of October 2026.

Setting up or expanding in Singapore?

SingaporeIQ is edited by Dr Alexander Ressos, an international business lawyer with more than 15 years of local experience in Singapore as a permanent resident, a Singapore registered foreign lawyer and managing partner of a Singapore foreign law practice. In addition to significant experience in cross-border investments and transactions, UHNWI private client work and sanctions/export controls, Dr Ressos has extensive experience in cross-border business and in crypto and digital-asset projects in Singapore, drawn from more than 700 projects since 2017.

If you are planning a company incorporation, an investment, a holding structure or a market entry through Singapore, you can reach Dr Ressos directly at [email protected]. Singapore law advice is provided by KGP Legal LLC, a licensed firm of Singapore advocates and solicitors. Dr Ressos and his team facilitate the full range of Singapore legal, compliance and company administration services, including company incorporation, corporate transactions, commercial contracts, crypto and digital assets, financial regulatory work and dispute resolution, including litigation in the Singapore courts. For Hong Kong, our parallel site HongkongIQ.com offers the same practical guidance. For crypto and digital assets, dltreg.com covers legal, tax and fiduciary services. For legal, tax and fiduciary services in Switzerland, see helveticaregister.com.